If you are interested in reducing your health care costs while staying healthy, you may want to consider generic drugs. When appropriate, generics have the same therapeutic effect and benefits and risks, but at lesser cost. A generic drug is simply a copy of a brand-name medicine. Generics are the same as brand‐name drugs in dosage, quality, strength, and intended use. Generics are available for about half of all prescription drugs and typically cost much less than brand-name medicine.