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What is Medicare?

Medicare is a health care program run by the federal government. There are different parts to Medicare:

  • Part A covers hospital care; most people get Part A when they sign up for Medicare.
  • Part B helps cover doctor services and outpatient care. 
  • Part C plans cover all Medicare Parts A and B benefits, and most offer more. 
  • Part D covers prescription drug coverage.
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How do I qualify for Medicare?

You qualify for Medicare if:

  • You’re age 65 or older and a U.S. citizen or legal permanent resident. 
  • You’re under 65 and living with certain disabilities.
  • You have end-stage renal disease (your kidneys can no longer work well enough to keep you alive).
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What kinds of Medicare plans are there?

Medicare plans offered by private insurance companies cover a wide range of benefits. But, they come in three basic types: 

  • Plans that cover the same as Original Medicare, but most add more benefits like prescription drugs, vision and hearing. They’re called Part C or Medicare Advantage plans.
  • Plans that offer Medicare prescription drug coverage. These are known as Part D plans. 
  • Plans that cover costs that Original Medicare doesn’t cover. They’re known as Medicare supplement plans.
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How do you sign up for Medicare?

You don't have to do it alone.  There's lots of help. You can: 

Talk to a licensed insurance agent. 

Monarch HealthCare doesn’t sell insurance. But we can refer you to a licensed insurance agent. Agents are trained to explain Medicare, Medicare Advantage, Medicare supplement insurance and prescription drug plans. To find an agent:

View our list of licensed insurance agents.

View list


Get help from a Monarch representative. 

Our senior ambassadors can answer your questions about how Medicare works. Contact us, and we’ll reach out to you. Give us a call:

Toll-free 1-888-767-2222 (TTY/TTD 800-735-2922)
Mon.–Fri., 8:30 a.m.–5 p.m. local time


Contact Medicare 

Visit medicare.gov. Or call Medicare at 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week.